For professionals paid in hard currency
Swiss vault in your pocket.
Hold your earnings in CHF. Move them when you need to. Stop losing 7% to the bank on every conversion.
23 currencies
Multi-currency
Single account in CHF, EUR, USD, GBP and 19 more currencies with a real Swiss IBAN.
Cards
Visa & Mastercard
Virtual issued instantly. Physical in 7 days.
BlueLock app
iOS + Android
Real-time CHF balance, instant Pix, biometrics + 2FA.
Active customers
5,000 +
Brazilians already protecting wealth in CHF.
Regulation
FINMA + BACEN
Esisuisse coverage up to CHF 100,000 per customer. Brazilian operations via BACEN-licensed partner bank.
BlueLock app
Your Swiss bank,
always in your pocket.
Download the app and have full control of your money anytime, anywhere.
- Real-time CHF balance, no VPN login or timezone juggling
- Instant Pix from any Brazilian bank, 24/7
- Apple Pay + Google Pay set up on the spot
- Push notification on every movement — in and out
Where to keep your CHF
Your money working
while you sleep.
CHF isn't just hard currency — it's a vault. See how your BlueLock account generates yield, protects against Brazilian inflation, and gives you full flexibility across 23 currencies.
Open CHF account
CHF that yields
CHF balance above 10,000 yields automatically. No minimum deposit, no lock-up period, no setup needed.
See yields →
Multi-currency as hedge
BRL falls? Your CHF/EUR/USD salary doesn't feel it. Automatic diversification across 23 currencies, a single IBAN.
Explore currencies →
FX without markup
Buy and sell CHF/BRL at the real market rate. Zero hidden spread that other banks charge in fine print.
See FX →Open account
Five minutes from app to Swiss vault.
No trip to Switzerland. No paperwork. No fine print.
Get started- 1
Download the BlueLock app on iOS or Android
- 2
Fill out the signup form
- 3
Verify identity by video with passport or ID
- 4
Typical approval within 24 hours
Real-time FX
Top exchange rates,
no fine print.
One of the best FX rates on the market. Convert with a spread as low as 0.4% over the interbank rate.
How much do you send per month?
Indicative rate. Final rate may vary.
Comparison
You save on R$ 10,000
R$ 610
* Approximate comparison using the average Brazilian bank spread vs BlueLock. Real values visible before confirmation in the app.
Cards
Virtual or plastic,
your choice.
Virtual Visa delivered instantly. Plastic in 7 days. Mastercard Plus for high volume. Zero FX markup in any currency.
See all cardsBlueLock principles
Three things
we'll never do.
×
Scam-proof payments
Three things we will never do: ask for your password (by phone, email or WhatsApp), ask you to transfer to a 'safe account' (BACEN, the Brazilian IRS, and BlueLock don't do this — if you hear that phrase, it's a scam), or charge a 'release' / KYC / 'processing' fee.
Every fee public on /taxas/. Support only sees partial data. Your password stays yours, always.
How we protect each other →CHF 100k
Esisuisse coverage — CHF 100,000 per client
Your CHF balance is covered by Esisuisse, the official Swiss deposit guarantee scheme. Up to CHF 100,000 per client, automatically, no contract needed. Same protection level as any major Swiss bank.
For those who
demand more.
Private Banking
Tailored services for entrepreneurs, investors, and high net worth. Dedicated service in PT, EN, and DE. Minimum deposit: CHF 100,000.
Explore private banking
Business
From startup to enterprise — CHF account for CNPJ, CHF payroll, integrated API, multi-sub-account, corporate treasury.
Explore business