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BlueLock Business

Your company in CHF.
No borders,
no friction.

CHF account for CNPJ. Receive from European clients to a Swiss IBAN. Pay freelancers in CHF. Hold treasury outside the real. All integrated with your ERP.

BlueLock executive meeting — corporate board in a meeting room

Volume-based plans

You grow.
The fee drops.

Up to R$ 250k/month

Standard

0.3% FX spread
  • → CHF account with Swiss IBAN
  • → 5 corporate cards
  • → Instant BR Pix
  • → Support 8am–8pm

R$ 250k – 1M/month

Gold

0.2% FX spread
  • → Everything in Standard
  • → 20 cards + dedicated account manager
  • → CHF payroll (up to 50 employees)
  • → REST API for automation
  • → 24/7 support

Above R$ 1M/month

Diamond

0.1% + cashback FX spread
  • → Everything in Gold
  • → Unlimited cards
  • → Unlimited CHF payroll
  • → Multi-sub-account per department
  • → Direct ERP integration (SAP, Totvs)
  • → Tax concierge IRPF + CBE

Features

Six features
that transform treasury.

CHF payroll

Pay developers, designers, consultants who want hard currency. We generate DIRF + IRRF reports automatically.

International receivables

Swiss IBAN to receive from European, American, Asian clients. Automatic conversion to CHF/EUR/USD/GBP.

API for automation

REST endpoints for payment webhooks, programmatic transfers, automatic reconciliation. Free sandbox.

Built-in compliance

Pre-formatted DECRED + CBE + IRPJ Real/Presumed Profit reports. Accepted by the Receita Federal without adjustments.

Multi-sub-account

Create sub-accounts per department, project, or business unit. Separate limits and cards per sub-account.

CHF treasury

Hold corporate reserves in CHF as FX hedge. 0.1% conversion at volumes above R$ 1M/month.

Let's talk?
No commitment.

For companies above R$ 250k/month, we schedule a call with a BR + CH consultant.

empresarial@bluelock.app