Open CHF account
5 minutes in the app.
Approved in 24 hours.
No trip to Switzerland. No notary. No translated documents. Your CHF account, Swiss IBAN, and virtual Visa card ready to use.
Process
Four steps.
In parallel.
-
01
5 minutes
Download app + sign up
Available iOS and Android. Email + phone + CPF. You create your password + 2FA in the same step.
No income proof needed at this stage — just basic identification.
-
02
3 minutes
Documents + video ID
Photo of RG or passport + video selfie. Same standard as any Brazilian digital bank.
We use the same KYC tech that Itaú, Nubank, and Swiss banks use.
-
03
Up to 24h
Review + approval
BR compliance (BACEN) + Swiss compliance (FINMA) review in parallel. SMS + email when ready.
In 92% of cases, approval happens within 6 business hours.
-
04
Immediate
Virtual card + IBAN
CHF account open, Swiss IBAN issued, virtual Visa card delivered in the app. Ready to use.
Plastic card can be requested optionally — delivery in 7 business days.
Documentation
What you
need to have at hand.
Photo of the original document — no certified copy, no sworn translation, no notary needed.
- Required Valid Brazilian RG or Passport
- Required Active CPF (regular with Receita)
- Required Proof of address (last 90 days)
- Optional Income proof — only for limits above R$ 50k/month
- Required 10-second video selfie
Common questions
about opening.
Do I need to go to Switzerland at any point? +
Never. The entire process is 100% online, from the app. Account, card, transfers — all remote.
How much does it cost to open an account? +
Zero. Opening, monthly maintenance, and closing are free. See full table at /taxas/.
If I'm rejected, do I lose my fee? +
There's no fee to open an account. If your application is rejected, we explain why and tell you how to reapply.
Can I open a business account (CNPJ)? +
Yes, via the Business plan — separate flow. See /empresarial/.
Your CHF account
has been waiting 5 minutes for you.
All that's left is to download the app.