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BRL ↔ CHF FX

Real rate.
0.3% spread.

No inflated rate, no IOF baked into the spread, no 'commercial + markup'. You see BRL→CHF in real time, adjust the amount, confirm. Done.

Live BRL → CHF rate

0,1847

CHF per R$ 1.00 — updated 09:42

Interbank rate0,1850
BlueLock spread (0.3%)0,0003
IOF (BR government)0,0020
Total received 0,1847

BlueLock vs competition

For every R$ 100
you pay in fees…

Platform
Spread
IOF
Time
Cost/R$100

BlueLock

0.3%

Pass-through (1.1%)

24h

R$ 0.5 — R$ 1.5/100

Itaú branch

3-5%

1.1%

5-7 days

R$ 4 — R$ 6/100

Bradesco online banking

2.5-4%

1.1%

3-5 days

R$ 3.5 — R$ 5/100

Wise (Transferwise)

0.5-0.8%

1.1%

1-2 days

R$ 1.6 — R$ 1.9/100

Remessa Online

0.6-1.2%

1.1%

1-3 days

R$ 1.7 — R$ 2.3/100

FX in detail.

What rate do you use? +

We use the Reuters/Bloomberg interbank rate in real time, without markup. We add only a 0.3% BlueLock spread at execution.

Is IOF included? +

IOF (1.1% for personal remittances) is passed through from the Brazilian government. We don't charge on top. You see IOF itemized before confirming.

When is the FX executed? +

At the moment you confirm the operation. The rate is locked in instantly — no variance between clicking and being debited.

Can I do FX outside business hours? +

Yes, 24/7. On Saturdays, Sundays, and holidays, the rate is indicative; final execution happens at the next market open.

See the live rate
in your BlueLock app.