BlueLock services
Everything you need
for your CHF.
Account. Cards. FX. Transfers. App. Support. Compliance. All connected, in one place — without jumping between 3 services to make an operation.
Account
CHF account with Swiss IBAN
Multi-currency CHF account with a real Swiss IBAN (not a virtual balance). Receive SEPA, SWIFT, SIX, and Pix.
Yield
CHF balance yields 18.5% APY
Monthly compounding on free balance + progressive withdrawal schedule (1.5% M1 → 18% M12). Optional CDB BlueLock 2.1–3.2% p.a. Minimum CHF 1,000.
Cards
Virtual Visa + metal
Virtual unlocked after 12 months of loyalty. Metal paired in 7 days. Optional Mastercard Plus after review. FX without markup.
FX
Real-time BRL ↔ CHF
Live interbank rate. 0.3% spread. Compare with Itaú, Wise, and Remessa Online.
Web App
BlueLock in your browser
100% online, nothing to install. Pix, Apple Pay, and Google Pay set up via Web App.
Professionals
For those earning in CHF
Work remotely for a Swiss or European company? Receive directly into your CHF account.
Business
BlueLock Business
CHF account for CNPJ. CHF payroll, API, ERP integration, multi-sub-account.
Support & compliance
Behind the services,
the hard work.
24/7 support
In-app chat + email. SLA: first reply within 30 minutes, 7 days a week.
BR + Swiss team
Portuguese support during BR hours. English or German during CH hours for complex technical questions.
Automatic reports
Pre-formatted statements for IRPF, CBE, and DECRED. Accepted by the Receita without adjustments.
Built-in compliance
Every BR operation is reported to BACEN automatically. CH operations follow FINMA protocols.